It’s the third annual Colorado Gives Day. www.GivingFirst.org, Last year $12.8 million was raised on this one day for Colorado charities! If you don’t live in Colorado, Give Where You Live! I have been lucky enough to have a good year and am going to participate in Colorado Gives Day. I ask that you dig a little into your pockets and give! It is the time of year when we can sit back and be thankful with what we have and think about others. Consider it a present with a future!
Please give and give generously!
Feel the love! Spread the love! Share the love!
Let me know what questions you may have about buying or selling a home, loans and anything else that you may have questions about.
In this time of thanksgiving, I want to share what I’m thankful for this year. I’m thankful for my wife, Rachel, the wonderful life we get to live together and our health. I’m glad I waited as long as I did to get married! I’m thankful that my dad is finally at rest and doesn’t have to suffer anymore. I’m thankful that the housing market in Denver has significantly improved over the last year. My business is booming! And lastly, I am most thankful for having loving family, friends and clients!
Feel the love, People!
Let me know what questions you may have about homeownership, loans and anything else that you may have questions about.
The real estate market in Denver and surrounding areas is hot right now! I’m personally working with a half a dozen individuals and couples trying to buy right now. What’s the reason you ask? Uncertainty in the mortgage industry is one big reason. Interest rates are still the lowest the have ever been and they may spike after the upcoming election; of course, no one for sure what will happen until after the election. So with low interest rates along with low house prices combined with low inventory has created a little mini sellers market. Some of the lower priced homes are now in the middle of a bidding war. I’ve personally had buyers offer above asking price in hopes of securing a home and even then we were out bid several times before we were successful.
We service metro Denver including, Northwest Denver such as Lohi and northwest Highlands, Denver northeast such as Park Hill, Curtis Park and Stapleton. Denver Southeast, Lowry, Washington Park, Cherry Creek and Country Club. Denver Southwest, like Golden Triangle, Barnum and Baker and finally downtown Denver such as Lodo, Downtown Denver and Ball Park.
We also serve all cities around metro Denver. Here is a list of cities: Arvada, Aurora, Broomfield, Castle Rock, Centennial, Cherry Hills Village, Commerce City, Denver, Edgewater, Englewood, Federal Heights, Glendale, Golden, Greenwood Village, Highlands Ranch, Lakeside, Lakewood, Littleton, Morrison, Northglenn, Parker, Thornton, Westminster, and Wheat Ridge.
Great weekend, we had a nice cooler temperatures which allowed us to get out and take a nice long walk with the dogs and we didn’t even have to carry them.
Rachel and I met a bunch of friends at a benefit for our Veterans on Friday night in Cherry Creek. The group is called Veteran’s Passport To Hope, www.vp2h.org and it was a great event! It was called Beer and Bluegrass and it was exceptional! I haven’t heard bluegrass that good in a long time. Some of the proceeds went to benefit the Veteran’s Passport To Hope event at the Wings Over The Rockies Museum, 7711 E Academy Blvd, #1 Denver, CO, on October 4, 2012, which is an event to help the Wounded Warriors Project and raise awareness of the plight of our Wounded Warriors. www.vp2h.org
I think it’s time again to thank our soldier’s for working to keep our way of life the way it is. They provide an invaluable safety net for us all! We should really be thanking our wounded soldiers, which is what the Wounded Warriors Project does. I encourage you to buy tickets today! They are only $78 a person, $50 of which can used as an IRS income tax deduction. www.vp2h.org
We service metro Denver including, Northwest Denver such as Lohi and northwest Highlands, Denver northeast such as Park Hill, Curtis Park and Stapleton. Denver Southeast, Lowry, Washington Park, Cherry Creek and Country Club. Denver Southwest, like Golden Triangle, Barnum and Baker and finally downtown Denver such as Lodo, Downtown Denver and Ball Park.
We also serve all cities around metro Denver. Here is a list of cities: Arvada, Aurora, Broomfield, Castle Rock, Centennial, Cherry Hills Village, Commerce City, Denver, Edgewater, Englewood, Federal Heights, Glendale, Golden, Greenwood Village, Highlands Ranch, Lakeside, Lakewood, Littleton, Morrison, Northglenn, Parker, Thornton, Westminster, and Wheat Ridge.
by Roberts Johnson and Rachel Diedrich, Real Estate B
Happy Tuesday Morning.
I hope everyone had a great weekend!
Let talk about interest rates again.
Hi, Roberts Johnson with Cool Denver Homes. Interest rates are continuing to stay at their lowest levels since mortgages were introduced in the 1050’s. Just a few years ago, interest rates were at 7% and everyone thought it was such a great deal. Now they are 3.5 to 4% for a 30 year fixed loan. Well I want to show you the difference in a $200,000 loan at 7% and a $200,000 loan at 3.5%, which is half of what it was 3 or 4 years ago. A $200,000 loan at 7% is $1330.60 a month. That same loan today at 3.5%, will cost you $898.00 a month, a difference of $432.80 a month. That’s more than a car payment in savings every month.
If you think you need help fixing your credit, contact me, I have lender’s that specialize in getting your credit back on track and then we can get you into a house.
We service metro Denver including, Northwest Denver such as Lohi and northwest Highlands, Denver northeast such as Park Hill, Curtis Park and Stapleton. Denver Southeast, Lowry, Washington Park, Cherry Creek and Country Club. Denver Southwest, like Golden Triangle, Barnum and Baker and finally downtown Denver such as Lodo, Downtown Denver and Ball Park.
We also serve all cities around metro Denver. Here is a list of cities: Arvada, Aurora, Broomfield, Castle Rock, Centennial, Cherry Hills Village, Commerce City, Denver, Edgewater, Englewood, Federal Heights, Glendale, Golden, Greenwood Village, Highlands Ranch, Lakeside, Lakewood, Littleton, Morrison, Northglenn, Parker, Thornton, Westminster, and Wheat Ridge.
by Roberts Johnson and Rachel Diedrich, Real Estate B
I just talked about bank owned homes the other day and at the end I said interest rates were low, low, low! Well last night on the news it mentioned just how low they are right now. I feel obligated to tell you about it again!
Interest rates have dropped to the lowest they have been since long term-mortgages began in the 1950’s. A 30-year fixed rate dropped to an average of 3.62%, mortgage buyer Freddie Mac said on Thursday, July 5, 2012. A 15-year mortgage, a popular refinancing option, slipped to an average of 2.89%.
Let me know of anything else that important to you, like location, price, # of bedrooms, number of bathrooms, etc. I will get a search set up and we will arrange a time, through email or phone, to go take a look at a few.
I have lender’s standing by! Good deals are still out there!
We service metro Denver including, Northwest Denver such as Lohi and northwest Highlands, Denver northeast such as Park Hill, Curtis Park and Stapleton. Denver Southeast, Lowry, Washington Park, Cherry Creek and Country Club. Denver Southwest, like Golden Triangle, Barnum and Baker and finally downtown Denver such as Lodo, Downtown Denver and Ball Park.
We also serve all cities around metro Denver. Here is a list of cities: Arvada, Aurora, Broomfield, Castle Rock, Centennial, Cherry Hills Village, Commerce City, Denver, Edgewater, Englewood, Federal Heights, Glendale, Golden, Greenwood Village, Highlands Ranch, Lakeside, Lakewood, Littleton, Morrison, Northglenn, Parker, Thornton, Westminster, and Wheat Ridge.
by Roberts Johnson and Rachel Diedrich, Real Estate B
Since the housing bubble burst there have been a lot more bank owned homes on the market. This has created a new market for investors. Currently I’m working with several investors who are buying condos and houses for under $100,000’s, turning them into rentals. But this has also been a bonus to the homeowners who either want to buy their first home or current owners who want to move up.
If ever there was a call to action now is the time. There are number of bank owned homes in the Denver metro area. There are 354 bank owned homes on the market as of July 3, 2012. Another 71 government owned homes in the Denver metro area. Bank Owned Denver Homes can help you find that house. As an off shoot of Cool Denver Homes, we saw the need to provide bank owned homes as they come on the market.
We also ask for the area of Denver, Northwest Denver such as Lohi and northwest Highlands, Denver northeast such as Park Hill, Curtis Park and Stapleton. Denver Southeast, Lowry, Washington Park, Cherry Creek and Country Club. Denver Southwest, like Golden Triangle, Barnum and Baker and finally downtown Denver such as Lodo, Downtown Denver and Ball Park.
We also serve all cities around metro Denver. Here is a list of cities: Arvada, Aurora, Broomfield, Castle Rock, Centennial, Cherry Hills Village, Commerce City, Denver, Edgewater, Englewood, Federal Heights, Glendale, Golden, Greenwood Village, Highlands Ranch, Lakeside, Lakewood, Littleton, Morrison, Northglenn, Parker, Thornton, Westminster, and Wheat Ridge.
Let me know of anything else that important to you, like price, # of bedrooms, number of bathrooms, etc. I will get a search set up and we will arrange a time, through email or phone, to go take a look at a few.
Even with the market coming back and inventory low, there are still good deals out there, not to mention interest rates are low, low, low!
by Roberts Johnson and Rachel Diedrich, Real Estate B
Hi, Roberts Johnson with Cool Denver Homes. Can you believe all the fires that are going on here in Colorado? Rachel and I were watching the Hayden Fire when the Waldo Canyon fire started. That’s in Colorado Springs close to where Rachel’s parents live. We thought no big deal until yesterday when the winds turned ugly and the fire began to take off. We were in Colorado Springs a week ago for Father’s Day and took a t drive through Garden of the Gods and Manitou Springs. We even went by the Flying W Ranch which is where Rachel held her 1st job. As we listened further, last night the fire got closer and closer to the populated areas. We were sure her parent’s house would not be in the evacuation zone. Then we heard the fire was moving north and the Flying W Ranch was burnt down. Then her parents got the evacuation notice at the same time as they started evacuating the Air Force Academy. We watched on TV houses burn that we had just seen the week before.
You don’t really think about these things until someone you know is in the middle of it. I think we all know of someone or knows someone that is going through this right now.
Our thoughts and prayers go out to everyone affected!
Think of me when you hear some say they have to buy or sell a house and then tell them about me! Then call me and tell me about them!
by Roberts Johnson and Rachel Diedrich, Real Estate B
Boy Howdy Father’s Day was hot! Rachel and I drove down to the Colorado Springs to have lunch and go on a hike in Garden of the Gods with her mom and dad for Father’s Day. Two things conspired against us. One, Rachel sprained her foot sometime last week, poor baby. And two, it was just too hot to walk outside. We did have a nice lunch and drove through the Garden of the Gods; the temperature gauge put the temperature at 100 Degrees! We had a terrific time! Garden of the Gods is beautiful and I can’t wait to go back when the weather is considerably cooler.
Rachel’s foot was bothering her a little bit during the week but on Saturday morning when we got up her foot was really hurting. Luckily her doctor’s office was open and we where the 1st ones in. Doc said it was probably sprained but wanted us to get an X-ray. Homes by emailAnother stroke of luck, the X-ray place was open on Saturday too and we found out to foot was not broken! Yea! Bad part was we could not attend Doxypoluza in Jefferson County on Saturday, bummer! Rachel had her foot iced all day while I attended to her needs!
I had a closing on Friday and got a new client on Friday! Need to keep up the momentum! Thanks everyone for your ongoing help! Would love a new client this week too!
by Roberts Johnson and Rachel Diedrich, Real Estate B
Daily Real Estate News | Tuesday, June 12, 2012
From 2007 to 2010, American households lost nearly 39 percent of their wealth, reaching 1992 levels (when adjusting for inflation), the Federal Reserve reports. Homes by email
How much households were affected depended on how they spread out their investments, where they lived, and how much they earned, analysts say. How much is your home worth?
"Richer people owned more bonds that didn't get killed," Scott Hoyt, an economist at Moody’s Analytics, told USA Today. "For middle-income households, their primary asset is their house, and the government stimulus backstopped incomes at the low end."
Americans lost about $7 trillion in home equity during the housing crisis, starting in 2006, the Fed notes.
The overall losses in median households’ wealth wiped out any gains households that had been seen in the late 1990s during the technology and Internet boom and the post-2000 housing boom, the Fed noted in its report. Get your daily bank owned Denver homes
While incomes started improving somewhat in 2011, economists note that incomes began regressing again this year.
"Incomes went down more during two years of this recovery than during the recession itself," Gordon Green, co-founder of Sentier, told USA Today. "I don't think we've seen anything like this."
