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7% vs 3.5% for a Monthly House Payment, Now is the Time To Buy!

by Roberts Johnson and Rachel Diedrich, Real Estate B

Happy Tuesday Morning.

I hope everyone had a great weekend!

Let talk about interest rates again.

Hi, Roberts Johnson with Cool Denver Homes.  Interest rates are continuing to stay at their lowest levels since mortgages were introduced in the 1050’s.  Just a few years ago, interest rates were at 7% and everyone thought it was such a great deal.  Now they are 3.5 to 4% for a 30 year fixed loan.  Well I want to show you the difference in a $200,000 loan at 7% and a $200,000 loan at 3.5%, which is half of what it was 3 or 4 years ago.  A $200,000 loan at 7% is $1330.60 a month.  That same loan today at 3.5%, will cost you $898.00 a month, a difference of $432.80 a month.  That’s more than a car payment in savings every month.

Find your Dream Home!

If you think you need help fixing your credit, contact me, I have lender’s that specialize in getting your credit back on track and then we can get you into a house.

How much is your house worth?

www.CoolDenverHomes.com

www.303home.com

www.bankowneddenverhomes.com

www.yourdenverhousevalue.com

We service metro Denver including, Northwest Denver such as Lohi and northwest Highlands, Denver northeast such as Park Hill, Curtis Park and Stapleton.  Denver Southeast, Lowry, Washington Park, Cherry Creek and Country Club.  Denver Southwest, like Golden Triangle, Barnum and Baker and finally downtown Denver such as Lodo, Downtown Denver and Ball Park.

We also serve all cities around metro Denver.  Here is a list of cities: Arvada, Aurora, Broomfield, Castle Rock, Centennial, Cherry Hills Village, Commerce City, Denver, Edgewater, Englewood, Federal Heights, Glendale, Golden, Greenwood Village, Highlands Ranch, Lakeside, Lakewood, Littleton, Morrison, Northglenn, Parker, Thornton, Westminster, and Wheat Ridge.

Interest Rates Lowest In History

by Roberts Johnson and Rachel Diedrich, Real Estate B

I just talked about bank owned homes the other day and at the end I said interest rates were low, low, low!  Well last night on the news it mentioned just how low they are right now.  I feel obligated to tell you about it again! 

Interest rates have dropped to the lowest they have been since long term-mortgages began in the 1950’s.  A 30-year fixed rate dropped to an average of 3.62%, mortgage buyer Freddie Mac said on Thursday, July 5, 2012.  A 15-year mortgage, a popular refinancing option, slipped to an average of 2.89%. 

First time home buyers, get off the fence!  Moms and Dads, if you have a kid that is responsible enough for a house, Help Them Get a House.  The reason I say that is to remind you of how high the interest rate was when you guys bought your first house!

Hey, I’m here to help!

Let me know of anything else that important to you, like location, price, # of bedrooms, number of bathrooms, etc.  I will get a search set up and we will arrange a time, through email or phone, to go take a look at a few.

I have lender’s standing by!  Good deals are still out there!

And remember, interest rates are low, low, low!

Now is the time!

www.CoolDenverHomes.com

www.BankOwnedDenverHomes.com

www.303home.com

www.yourdenverhomevalue.com

 

We service metro Denver including, Northwest Denver such as Lohi and northwest Highlands, Denver northeast such as Park Hill, Curtis Park and Stapleton.  Denver Southeast, Lowry, Washington Park, Cherry Creek and Country Club.  Denver Southwest, like Golden Triangle, Barnum and Baker and finally downtown Denver such as Lodo, Downtown Denver and Ball Park.

We also serve all cities around metro Denver.  Here is a list of cities: Arvada, Aurora, Broomfield, Castle Rock, Centennial, Cherry Hills Village, Commerce City, Denver, Edgewater, Englewood, Federal Heights, Glendale, Golden, Greenwood Village, Highlands Ranch, Lakeside, Lakewood, Littleton, Morrison, Northglenn, Parker, Thornton, Westminster, and Wheat Ridge.

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Contact Information

Photo of Roberts (Bobby) Johnson Real Estate
Roberts (Bobby) Johnson
Cool Denver Homes, Inc.
2314 Curtis Street
Denver CO 80205
Roberts Cell: (303) 525-7599
Fax: (303)9635335

Providing Real Estate Solutions Every Day!