Foreclosure filings fell 2 percent in Colorado last year, while the number of completed foreclosures fell 16 percent compared with 2007, according to a report Monday from the Colorado Division of Housing.

Public trustees recorded 39,307 foreclosure filings in the state last year, compared with 39,915 in 2007. The number of "completed" foreclosures,   those that went to auction, fell from 25,320 in 2007 to 21,301 in 2008.

Foreclosure-prevention efforts, an extension of the time borrowers have to rework troubled mortgages and a more accommodative stance by lenders, are keeping more foreclosures from reaching auction, said Ryan McMaken, a spokesman for the Colorado Division of Housing